Cost of In-home Care

Affordable In Home Care

Moving a loved one into a nursing home can be very expensive and impersonal no matter how good the organization is. Often times people feel the best alternative is to hire a caregiver, however, this option comes with its own set of costs and often can put a lot of stress on a family. Trying to figure out the true cost for in home caregiver services is a very important step in the process of selecting reliable, affordable home care services.

Private in home care rates can vary quite a bit. It is not only about the type and amount of care required, the average cost for in-home caregiver services fluctuates across the country based on the cost-of-living index and even whether you are living in an urban or rural location. For these reasons, we recommend contacting your local Caring Hearts franchise and talk with a representative who would be happy to help with your budgeting questions.

Before determining caregiver costs, it is first necessary to understand the type of care you require. Caring Hearts offers a progressive range of in home services intended to provide care that can be tailored to your needs and budget. The typical services we offer are listed below:

          In-home care to help fill in the gaps

          If caregiver assistance isn’t needed quite yet, Caring Hearts offers monitoring

          services and medical alert systems

          Help with basic activities of daily living, including hygiene and nutritional needs

           In-home health care and medical services to support continued recovery as well as

           care for ongoing conditions

           In-home care to allow your loved one to safely and comfortably live at home

           Services that help create a safe, clean, and comfortable living environment so your

           loved one can stay at home

           Provides a daily break for the primary caregiver of a loved one


Insurance can be a cost reducer in some cases. Some of our franchise locations accept insurance coverage to help keep costs affordable.


According to the Medicare website, Medicare Part A (Hospital Insurance) and/or Medicare Part B (Medical Insurance) may be able to help cover home health services like:

  • Intermittent skilled nursing care
  • Physical therapy
  • Speech-language pathology services
  • Continued occupational services

Medicare doesn’t pay for:

  • 24-hour-a-day care at home
  • Meals delivered to your home
  • Homemaker services
  • Personal care

Your local Caring Hearts franchise can tell you how much Medicare will pay and also tell you if any items or services aren’t covered by Medicare, and how much you’ll have to pay for them.

Financial Assistance

Depending on the amount of elder care you are looking for, it can certainly add up. While paying hourly can be manageable, paying for care on a monthly basis can become a bit expensive. Caring Hearts is here to make your in home care not only the best, but also affordable. We have put together some helpful links to assist you in planning your in home care finances as there are some Government and local organizations that may be able to assist in paying for senior care services.

National Council on Aging

Find out if you qualify for living assistance for housing, food & nutrition, tax relief and much more.

Your U.S. Senator

Each state has a senator has a staff that focuses on elder care, services and helpful programs. The staff working under each senator can assist in finding qualifying benefits for your elderly parents or friends.

Your Congressional Representative

U.S. representatives have special teams working for them to assist in helping individuals with elder affairs and services.    

Area Agency on Aging

A local organization that puts you in contact with local programs and services you might need or may help your family.

Everyone’s circumstances are different, and we keep that in mind in our care. Since Caring Hearts tailors in-home care services to each client, our costs vary depending on your situation. Please contact your local office with any questions, or schedule a free in-home consultation.